Derek Tharp

Associate Professor of Finance
D. Tharp headshot
207-780-4837

Portland campus, Luther Bonney Hall, Room 513


Fall 2024 Office Hours:

By Appointment.

Education

  • Ph.D in Personal Financial Planning, Kansas State University 2017
  • M.F.C.S. Family Financial Planning, Iowa State University 2012
  • B.S. Finance (Economics minor), Iowa State University, magna cum laude 2012
School of Business

Selected Publications

Tharp, D. T., Camarda, J., Lee, S., de Jong, P. J. (in press). Do CFP® Professionals engage in less misconduct? Exploring the importance of job classification when comparing misconduct rates among financial service professionals.ÌýApplied Economics Letters.

Tharp, D. T., Lurtz, M., Mielitz, K., Kitces, M., & Ammerman, D. A. (in press). Technology use and time spent in the financial planning process.ÌýJournal of Financial Counseling and Planning.

Hickey, C. &ÌýTharp, D. T.Ìý(in press). U.S. Health insurance marketplace taxonomy and the influence of labeling on consumer perception of plan suitability.ÌýJournal of Consumer Affairs.
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Tharp, D. T.Ìý(in press). Emotional closeness of conversation partners and emotional control with implications for financial service professionals.ÌýJournal of Financial Service Professionals.

Tharp, D. T.Ìý& Parks-Stamm, E. J. (in press). Gender differences in the intended use of parental leave benefits: Implications for human capital development.ÌýJournal of Family and Economic Issues.Ìý

Tharp, D. T. (2020). Consumer perceptions of financial advisory titles in the United States and implications for title regulation.ÌýInternational Journal of Consumer Studies,Ìý44(6), 597-615.Ìý

Tharp, D. T., Seay, M. C., Carswell, A. T., & MacDonald, M. (2020). Big Five personality traits, dispositional affect, and financial satisfaction among older adults.ÌýPersonality and Individual Differences,Ìý166, 110211.Ìý

Tharp, D. T.Ìý(2020). Potential consumer harm due to regulation on financial advisory communication in the FinTech Age.ÌýJournal of Financial Counseling and Planning,Ìý31(1), 146-161.Ìý

Tharp, D. T., Seay, M. C., Stueve, C., & Anderson, S. (2020). Financial satisfaction and homeownership.ÌýJournal of Family and Economic Issues,Ìý41, 255-280.Ìý

Lurtz, M.,ÌýTharp, D. T., Mielitz, K., Kitces, M., & Ammerman, D. A. (2020). Decomposing the gender divorce gap among personal financial planners.ÌýJournal of Family and Economic Issues,Ìý41, 19-36.ÌýÌý

Tharp, D. T., Lurtz, M., Mielitz, K., Kitces, M., & Ammerman, D. A. (2019). Examining the gender pay gap among financial planning professionals: A Blinder-Oaxaca decomposition.ÌýFinancial Planning Review,Ìý2(3-4), e1061.Ìý

Klontz, B. T., Zabek, F., Taylor, C., Bivens, A., Horwitz, E., Klontz, P. T.,ÌýTharp, D. T., & Lurtz, M. (2019). Sentimental Savings Study: Results of a double-blind, randomized control experiment to increase personal savings.ÌýJournal of Financial Planning,Ìý32(10), 44-55.

Tharp, D. T.Ìý(2018). The behaviorally-enlightened fiduciary: addressing moral dilemmas through a decision-theoretic model of moral value judgment.ÌýJournal of Personal Finance,Ìý17(1), 69-85.

Tharp, D. T.Ìý& Kitces, M. (2018). Life-cycle earnings curves and safe savings rates.ÌýJournal of Retirement,Ìý5(3), 109-120.Ìý

D. Tharp headshot
207-780-4837

Portland campus, Luther Bonney Hall, Room 513


Fall 2024 Office Hours:

By Appointment.

Education

  • Ph.D in Personal Financial Planning, Kansas State University 2017
  • M.F.C.S. Family Financial Planning, Iowa State University 2012
  • B.S. Finance (Economics minor), Iowa State University, magna cum laude 2012